When you refinance a home loan you’re paying off the original mortgage balance and taking on a new one. It’s likely that the terms and interest rate on your new home loan will be different from the original mortgage terms – and often, this is the very reason some people refinance: to get a better […]
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Here’s a brief overview of what to expect in the home loan process when we work together: Step 1: Pre-qualification Pre-qualification is a relatively quick initial step in the process of attaining a mortgage loan. Getting your pre-qualification helps you determine what you can afford so you can set your home search parameters appropriately from […]
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When you plan a trip, you most likely spend time researching your destination, your method of transportation, where you’ll stay, any local events you might be interested in, the best places for a dinner out or a glass of wine. If you’re traveling with family or with kids, you’ll spend time finding special interests and […]
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Portland Neighborhood: Sellwood-Moreland Boasting a walk score of 81 Southeast Portland’s Sellwood-Moreland neighborhood actually consists of three distinct neighborhood districts: Sellwood, Westmoreland, and Eastmoreland. With four beautiful public parks (Westmoreland Park, Sellwood Park, Sellwood Riverfront, and Johnson Creek Park), the Oaks Bottom Refuge hiking area, Eastmoreland public golf course, and the Springwater Corridor all within easy […]
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Portland Neighborhood: Beaumont-Wilshire Located in Northeast Portland, Beaumont-Wilshire is flanked by the Alameda, Concordia, Cully, Rose City Park, and Grant Park neighborhoods. Sitting pretty on the Alameda Ridge, this is one of eastside Portland’s most in-demand (and relatively pricey) neighborhoods. Boasting views of downtown PDX and the Cascades, this charming neighborhood draws mainly retirees, professionals, and […]
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The Vancouver, Washington real estate market is heating up! With a current median home value of $299,000 in Vancouver, Washington, compared to an average home value of $413,300 in it’s more metropolitan neighbor, Portland, Vancouver is currently a very viable option for potential home buyers due to affordability, current and future growth potential, and a […]
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A long-term client approached me recently for a referral to someone to help him build out his real estate investment portfolio. I immediately put him in touch with my friend and colleague, Uwe Gluhr. A local business leader and brilliant real estate investment advisor, Uwe is the business manager and co-owner of Personal Property Management with […]
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Growing up in my family’s mortgage business here in the Portland-Vancouver area, I was taught that it’s not a matter of if someone can achieve the goal of owning a home but only a matter of when. I also learned that credit scoring is perhaps the number one thing standing in the way of someone achieving that […]
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After a very enthusiastic tip from a good friend a few years ago, I casually purchased some Bitcoin on the Coinbase exchange. At the time the cost to invest was approximately $600 for one Bitcoin. If you’ve been watching headlines at all it’s hard to miss the fact that although it fluctuates wildly, the value […]
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The Portland real estate market and mortgage industry in 2017 was interesting to watch, to say the least. Here’s my brief Portland real estate market recap for the year: Early 2017: A Super-Heated Portland Market We came into 2017 after two solid years of rapid value appreciation that left clients feeling distraught and frustrated as […]
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Portland’s real estate market has cooled overall, just a bit – for now. It’ll be interesting to watch the numbers as 2017 closes out and we start the new year. To help give home buyers the inside scoop on which emerging neighborhoods in our area are the most promising I talked to some of my […]
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Renting a home or apartment can certainly have advantages over homeownership. If you have a good property with a great landlord and a rent you can afford it might seem pointless to purchase a new home in the Portland area, especially with home prices spiking in certain neighborhoods. Renting (usually) means someone else must plan […]
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